Personal accident insurance

Personal accident and travel insurance cover

Accidents can happen to any one at any time so you need to ensure that you are in a stable financial position should the worst occur. Personal accident insurance pays out an income if you're unable to work because of illness or injury.

Towergate Farm Insurance can offer flexible personal accident insurance contracts for a wide range of occupations – not just agriculture – with their group and individual personal accident insurance.

Group personal accident insurance

We can offer specialist group personal accident insurance from a range of insurers. Key features and benefits can include:

• Death
• Permanent, total loss of one or more limbs, sight or hearing
• Permanent inability to return to the usual occupation in the business
• Total or partial disablement following an accident option includes sickness for permanent and/or temporary disablement

Also available is the option of including annual business travel insurance.

Individual personal accident and sickness insurance

We can offer specialist individual personal accident and sickness insurance from a range of insurers. Key features and benefits can include:

• Bodily injury or sickness in accordance with the benefit schedule
• 24-hour worldwide cover
• Capital lump sum benefit after injury causing death, permanent total loss of one or more limbs, sight, hearing, paralysis or insanity and disablement

Subject to Insurers’ acceptance. Terms and conditions apply.

For more information on personal accident insurance or travel insurance, call one of our experienced staff members on 01823 625 501 or email us.